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How Much of an FHA Loan Can I Qualify for and Afford. – How much of an FHA loan can I qualify for? How much of a mortgage payment can I afford? These are two different questions. The first has to do with loan-approval criteria. The second has to do with your own budgeting and affordability. So let’s tackle them one at a time.
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The case for not paying off your mortgage by retirement – People can have too much debt or be very debt averse. Few have an optimal debt ratio. There is no middle ground. All I do is take corporate debt ratios and make them more conservative and apply that ..
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